Our Services



Private Funding House offers a range of loan products, referred to as 'Private mortgages’, which are all tailored to meet your unique funding demands. In contrast to conventional lenders, we assess your private mortgage application in relation to your underlying security property and ability to repay the loan using your intended repayment strategy, not your credit history, character or credit risk, which translates to more flexibility and less red tape.

Lets put it simply... 1,2,3

1. Our loan solutions are timely and hassle free, delivering tailored private funding solutions
within days, not weeks.

2. We are a reputable name, backed by reputable lenders, with funds readily available for our clients.


3. Private Funding House can loan amounts ranging from $20,000 to $4,000,000, with higher amounts available on application and suitable security.


4. Our private lenders will generally lend up to 65% to 70% of the value of the security property depending on the loan type and property location.

5. Loan terms are traditionally between 3 and 12 months, with shorter or longer terms available upon request.



6. Our loans terms are transparent and our rates are competitive, not predatory, assurance that we won’t be ‘here one day and gone the next’.


Private funding for 
Commercial Property Mortgage


We understand that you may have a commercial property investment on the horizon or require an urgent refinance of an expiring or unsatisfactory loan, however you may not qualify for conventional finance. Whether due to less than perfect credit, debt, or being self-employed and unable to provide proof of a steady income, our private first mortgage commercial property loans are a perfect solution.
The process is simple. Private Funding House will assess the underlying security property and structure a loan to suit your commercial property requirements. Turn your real estate security into working capital, with the help of Private Funding House.

Private funding for 
Development Site and
Construction Mortgage


A construction loan from Private Funding House is the perfect option for those looking to secure a construction or development loan that they can draw-down in stages. In contrast to a term loan, our Private First Mortgage Development Site and Construction Loan enables borrowers to draw-down incremental loan amounts, usually in line with key construction stages or settlement of the purchase. In most cases our Borrowers are only required to pay interest on the amount that is drawn-down which converts to lower interest payments and harder working money when you need it.

crane and building

Private funding for 
Residential Investment or
Owner-occupier Mortgage


We apologise, we are still in the process of working through this one,
get in touch to find out more... 

Private funding for 
Second Mortgage


There is no limit to the number of mortgages that can be registered over the title to a security property. The loan registered first is termed the ‘first mortgage’, where as the loan or mortgage registered second is termed the ‘second mortgage’. The difference between a first mortgage and second mortgage becomes apparent should the loan go into default, whereby the first mortgagee will get paid out first. For this reason second mortgages do carry a higher risk for lenders, which translates to higher interest rates.
The good news, however, is that Private Funding House can assist in overcoming the hurdles that often accompany gaining a second mortgage. We deliver competitive rates, flexible terms and a faster turn around than our competitors, making this product the perfect alternative to those offered by banks, other so called second mortgage lenders and traditional lenders.
In most cases a second mortgage will require an agreement with the first mortgagee that regulates the priority amount or amount secured and payable under each loan. This agreement is called a ‘Deed of Priority’ or Priority Agreement. As Private Mortgage specialists, Private Funding House can facilitate the entire process from application to settlement.


Private funding for 
Bridging Finance


Found your dream property, and need to acquire it before you sell your existing one, or, maybe your current lender has left you waiting and settlement is fast approaching and you do not have a loan approved. This is a frequently encountered financial hurdle that can make or break an investment opportunity. That’s why Private Funding House have tailored a finance-bridging alternative.
If you require timely finance, and don’t want to wait for your current commercial property to sell, a bridging finance solution from Private Funding House is the perfect means to bridge the finance gap. This short-term loan allows you to seize an opportunity, by facilitating access to the equity in your existing property. Our settlements are fast with minimal requirements; you simply need a clear exit strategy (which is typically the sale of one of your properties).


The process of attaining a Bridging Loan is simple. Private Funding House will secure the finance over your property by either a caveat loan or a first or second mortgage. Our bridging lenders typically lend between 65% and 75% of the security value, allowing you to buy that perfect property when you want it. As a short-term finance solution, it may carry a higher than usual interest rate depending on your circumstances and loan term. Contact us today to consider your options. Enjoy a same day decision, less hurdles, and a clearer path to getting that dream property before your existing property is sold.

Private funding for 
Caveat Loans


If you require a timely financial solution to a time pressed problem, Private Funding House Caveat Loans are a viable and flexible solution. As one of the fastest means of getting cash out of your property and into your pocket, this product is a type of finance whereby the funds are secured by a charge (known as a caveat) on your property. Our Caveat Loans can be used for a range of purposes, including but not limited to property renovations, business development, business cash flow or business debts.

Private Funding House can promptly facilitate a Caveat Loan  acting quickly and delivering competitive loan rates. Access your money within days, not months, with the help of our experienced team.


Schedule a call back

Fill out our contact form and one of our lending specialist will call you with a Private Funding House solution